diff --git a/meta-ibm/recipes-phosphor/images/obmc-phosphor-image.bbappend b/meta-ibm/recipes-phosphor/images/obmc-phosphor-image.bbappend
index 403bfa0..57260f0 100644
--- a/meta-ibm/recipes-phosphor/images/obmc-phosphor-image.bbappend
+++ b/meta-ibm/recipes-phosphor/images/obmc-phosphor-image.bbappend
@@ -5,3 +5,61 @@
 
 # remove so things fit in available flash space
 IMAGE_FEATURES_remove_witherspoon = "obmc-user-mgmt-ldap"
+
+# Optionally configure IBM service accounts
+#
+# To configure your distro, add the following line to its config:
+#     DISTRO_FEATURES += "ibm-service-account-policy"
+#
+# The service account policy is as follows:
+#   root - The root account remains present.  It is needed for internal
+#     accounting purposes and for debugging service access.
+#   admin - Provides administrative control over the BMC.  The role is
+#     SystemAdministrator.  Admin users have access to interfaces including:
+#     Redfish, REST APIs, Web.  No access to the BMC via: the BMC's physical
+#     console, SSH to the BMC's command line.
+#     IPMI access is not granted by default, but admins can authorize
+#     themselves and enable the IPMI service.
+#     The admin has access to the host console: ssh -p2200 admin@${bmc}.
+#     The admin account does not have a home directory.
+#   service - Provides IBM service and support representatives (SSRs, formerly
+#     known as customer engineers or CEs) access to the BMC.  The role is
+#     OemIBMServiceAgent.  The service user has full admin access, plus access
+#     to BMC interfaces intended only to service the BMC and host, including
+#     SSH access to the BMC's command line.
+#     The service account is not authorized to IPMI because of the inherent
+#     security weakness in the IPMI spec and also because the IPMI
+#     implementation was not enhanced to use the ACF support.
+#     The service account does not have a home directory.  The home directory is
+#     set to / (the root directory) to allow dropbear ssh connections.
+
+inherit extrausers
+
+# The password hash used here is the traditional 0penBmc password.
+
+#IBM_EXTRA_USERS_PARAMS += " \
+#  usermod -p '\$1\$UGMqyqdG\$FZiylVFmRRfl9Z0Ue8G7e/' root; \
+#  "
+
+# Add group "wheel" (before adding the "service" account).
+IBM_EXTRA_USERS_PARAMS += " \
+  groupadd wheel; \
+  "
+
+# Add the "admin" account.
+IBM_EXTRA_USERS_PARAMS += " \
+  useradd -M -d / --groups priv-admin,redfish,web -s /sbin/nologin admin; \
+  usermod -p '\$1\$UGMqyqdG\$FZiylVFmRRfl9Z0Ue8G7e/' admin; \
+  "
+
+# Add the "service" account.
+IBM_EXTRA_USERS_PARAMS += " \
+  useradd -M -d / --groups priv-admin,redfish,web,wheel service; \
+  usermod -p '\$1\$UGMqyqdG\$FZiylVFmRRfl9Z0Ue8G7e/' service; \
+  "
+
+# This is recipe specific to ensure it takes effect.
+EXTRA_USERS_PARAMS_pn-obmc-phosphor-image += "${@bb.utils.contains('DISTRO_FEATURES', 'ibm-service-account-policy', "${IBM_EXTRA_USERS_PARAMS}", '', d)}"
+
+# The service account needs sudo.
+IMAGE_INSTALL_append = " ${@bb.utils.contains('DISTRO_FEATURES', 'ibm-service-account-policy', 'sudo', '', d)}"